Check Your Free Credit Report

  • Credit reports are increasingly important to everyday life–getting a job, obtaining an affordable loan or insurance policy, or renting a home.
  • Each person is responsible for the accuracy of the information in his or her credit report, but only about 4 in 10 Wisconsin adults check their reports each year.
  • In our Wisconsin campaign, around 10% of participants find an error in their report.
  • Everybody is entitled by law to three free credit reports each year through AnnualCreditReport.com.  Free reports provide the same information as paid reports, so paying for credit monitoring or related services is typically unnecessary.
  • Reading a credit report can initially be intimidating, and fyi.uwex.edu/creditreport walks visitors through the process.